Showing posts with label New Year Resolutions. Show all posts
Showing posts with label New Year Resolutions. Show all posts

What to wear on New Year's Eve - Enjoy the small biz success of 2009 with your Stella & Dot style

Thursday, December 31, 2009

The perfect fashion canvas for any New Year's eve celebration is the little black dress. The little black dress is versatile and great for a recessionista's budget because one can mix and match accessories to create different looks, depending on the occasion. There are several stylish and affordable little black dresses for under $25 at Forever 21. Below are three dress looks and accessory styling options for each dress.


Look 1




dress - http://www.forever21.com/; shoes - http://www.forever21.com/; clutch - http://www.forever21.com/; hair clips - http://www.forever21.com/; bracelet - www.stelladot.com/boutiquemix; earrings - www.stelladot.com/boutiquemix; and necklace - www.stelladot.com/boutiquemix


Look 2




dress - http://www.forever21.com/; shoes - http://www.forever21.com/; shoes - http://www.forever21.com/; clutch 0 http://www.forever21.com/; ring - www.stelladot.com/boutiquemix; bracelet - www.stelladot.com/boutiquemix; necklace - www.stelladot.com/boutiquemix; and earrings - www.stelladot.com/boutiquemix


Look 3




dress - www.forever21.com; clutch - www.forever21.com; hair clips - www.forever21.com; shoes - www.forever21.com; earrings - www.stelladot.com/boutiquemix; necklace - www.stelladot.com/boutiquemix and bracelet - www.stelladot.com/boutiquemix

Other fashion stories:

Best dressed celebrities of 2009: Carrie Underwood (view photos and watch video)


Best dressed celebrities of 2009: Michelle Obama (view photos and watch video)


Best dressed celebrities of 2009: Rihanna (view photos and watch video)


New year's eve style tips


As always, stay stylish and fashionable with the Fashion Examiner. Stay tuned to the Fashion Examiner for fashion news, fashion sales, style tips, celebrity and red carpet style and much more.

Click RIGHT HERE to Visit the Fashion Examiner's page and subscribe to the FASHION EXAMINER for breaking fashion news and tips .

New Year, New Style, New You - 20% off Stella & Dot coupon

Tuesday, December 22, 2009

New Year, New You, New Style. The easiest way to update your wardrobe is not spending tons of money on new clothes. A few gorgeous jewels can take any look from blah to glam. Whether it's a glam statement piece necklace or a simple ring, nothing screams affordable glamour than fabulous jewelry at http://www.stelladot.com/boutiquemix

Shop
www.stelladot.com/boutiquemix for any jewelry style of your choice. With half of the line under $50, it is affordable glamour at its best. Use coupon code SHARE09 at www.stelladot.com/boutiquemix at get 20% off any one item at checkout.












New Year, New You, New Style. The easiest way to update your wardrobe is not spending tons of money on new clothes. A few gorgeous jewels can take any look from blah to glam. Whether it's a glam statement piece necklace or a simple ring, nothing screams affordable glamour than fabulous jewelry at http://www.stelladot.com/boutiquemix

Shop
www.stelladot.com/boutiquemix for any jewelry style of your choice. With half of the line under $50, it is affordable glamour at its best. Use coupon code SHARE09 at www.stelladot.com/boutiquemix at get 20% off any one item at checkout.

5 Tips to Help Discuss Money with your Honey

Thursday, January 17, 2008


The TODAY Show Presents 5 tips to help discuss money with your honey - Learn how to stop fighting and better communicate about financial issues - By Stacey Tisdale

Conventional wisdom says that when we have a problem, we need to talk about it — so why isn't that working for so many of us when it comes to money? Perhaps it's because we try to have "the money talk" before we're ready — and a lot needs to happen before a couple sits down to have a discussion.

Most importantly, you both must live up to your responsibilities: If you're expected to contribute a certain amount to the family finances, make sure you're holding up your end of the bargain. If you've both decided you need to save more, don't overdo it with your credit cards. If you're expected to mail the bills on time, make sure you're getting them out.

You’ve got to "walk the walk" before you can have the talk. Don’t expect your concerns to be taken seriously if you've already proven you don't keep your promises. Couples also need to understand where the other is coming from — as individuals — before they have productive conversations about money.

You must take each other's financial personalities into account if you are to find common ground. For example, my husband's parents grew up during the Great Depression with the mentality "Save, save, save." My parents grew up poor in the South and could not let a lack of money keep them from having the experiences they thought they needed to have. That means we have very different attitudes about spending and saving. Basically, he buys generic, while I buy organic.

Once we understand where we are coming from as individuals, we can stop playing the blame game and make choices that bring us closer to our goals. Society gives men and women different messages about how to handle money: Men must be the breadwinners and know everything about finance. Women, however, even if they're bringing home a paycheck, need to be nurturing and let men make important financial decisions. These messages put a lot of pressure on the financial aspect of the relationship. Women tend to see concerns or complaints as an invitation to move closer. Men hear concerns or complaints as a warning flag that they are about to get blamed for something. That makes it very difficult to have conversations about money.

Social messages — what we learned as children — are influences that are not going to go away, but there are things couples can do to move beyond them and create healthy financial lives. Use these five helpful tips to stop fighting about money:

1. Lose the notion of right and wrong
There are no right and wrong beliefs about money, just different attitudes and beliefs, and they all come from our individual experiences. To tell someone they're wrong is telling them that your experiences are more valuable than theirs. That’s simply not the truth — you’ll strike a nerve and start an argument.

2. Don’t use money as a weapon
Don't bring money into conflicts where it does not belong. If your partner is upset because you have not been spending time together, don't say something like, "I’m working to pay off your bills." Also, don't go on a spending binge if you're mad at your spouse. Actions like these take problems that aren't related to money into dangerous territory.

3. Set long- and short-term goals as a couple
Ask yourself questions like "What are some things we want to do with our finances this year? Do we want to build up our savings or take a vacation? What do we want to do in five or 10 years? How does our behavior have to change individually and as a couple in order to accomplish our dreams?"

4. Stay connected to your goals
A great way to stay on top of your goals is to do a monthly money date. Attach a positive activity to it, like dinner, and be sure to talk about your goals and dreams, not just your problems. Figure out how to build on each other's strengths (Note: Do not have this meeting at the beginning or end of the month, as things tend to be tense near bill-paying time.)

5. Have your own money
While you have goals as a couple, you also have individual needs and goals. Once you agree on what you will each contribute to the family unit, decide on an amount that is off-limits. If you want to take it out into the backyard and burn it, it's your decision. No discussion, no criticism.

Financial journalist Stacey Tisdale is the author of The True Cost of Happiness: The Real Story Behind Managing Your Money”.


Stacey Tisdale's Photo
Excerpted from msnbc.com - THE TODAY SHOW

Small Biz New Year Resolutions

Tuesday, January 1, 2008

Here are the most common New Year's resolutions by small-business owners and the percentage that make them:

Be more profitable 56%
Be a better boss 36%
Get to know customers better 36%
Make personal time for me 36%
Get outside help I need 25%
Do something to benefit the environment 22%
Establish an emergency-preparedness plan 16%




Source: Survey of 627 owners/managers of U.S. companies with fewer than 100 employees, by American Express

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Is Switching Careers one of your New Year Resolutions in 2008?

Thursday, December 6, 2007

For many people 2008 will be a year of many changes. If one of your 2008 goals is to change careers, then consider the article below an early present.............. [Please take the 2008 Resolution Polls to your left]


Career Change Gaffes By Selena Dehne, JIST Publishing

Getting from Point A to Point B in your career path isn’t easy. Along the way, you’ll experience roadblocks and uphill climbs, and there’s a good chance you’ll feel pretty lost from time to time. Like most professionals, you can also expect to face a major fork in the road—the decision to stay in your current career or make the leap to another.

For some, the prospect of a new career is exciting and offers the chance to break free of a job stuck in the doldrums. For others, career change sparks feelings of terror, as though it were synonymous with plunging into an unknown abyss. Either way, it’s a situation almost all professionals are bound to encounter at some point.

In fact, 74 percent of U.S. workers reported they have changed careers at least once, according to a new survey of more than 5,700 workers conducted by Harris Interactive. More than one-third of those surveyed said they are currently interested in a career change.

Of those who were unwilling to pursue a career change, 35 percent did not want to start over in an entry-level position, 39 percent were comfortable with their current career and viewed change as scary, 22 percent expressed financial concerns, and 16 percent said they’d need to receive additional education to successfully change careers.

Career coach Katy Piotrowski, M.Ed., author of “The Career Coward’s Guide to Changing Career”s (JIST © 2008), believes it’s not uncommon for these fears to hinder people who refuse to change careers or those currently in transition.

“When faced with a career change, chances are you’re wrestling with a tiny voice inside of you that keeps whispering ‘What if it doesn’t work? Wouldn’t it be better to just keep doing what you’re already doing and not risk failing?’” she says.

It’s true. Sometimes a career change can be a huge mistake. Imagine leaving a ho-hum career to begin one that’s even more dreadful. Or discovering your bank account’s empty because you were unprepared to deal with a change in your finances. In spite of these roadblocks, a brand-new career could be the very thing you need to revamp your life.

To prevent a career change from derailing your goals, finances and happiness, Piotrowski says to steer clear of the following gaffes:

Gaffe 1: Jumping the Gun

It can be tempting to make a hasty decision when a killer opportunity comes along or the thought of spending another day on the job seems excruciating. Piotrowski, however, recommends taking baby steps to execute a new career strategy.

“Plan a timeline of one to two years to implement your career change. Gather information for four to six months, and then get moving on activities that will bridge into your new specialty over the next few months. Remember, you can make the switch over time. You don’t need to do it all at once.”

Gaffe 2: Skipping Your First Steps

It’s not unusual for people to know they need out of their current career, while having no idea which one will suit them best. In situations like these, Piotrowski encourages people to turn to the Yellow Pages, Internet or books to learn more about specific careers. “Make gathering information your first priority, rather than putting a lot of pressure on yourself to change careers quickly,” she says.

"Spend time looking through industry categories and a variety of jobs to get ideas about new-career areas that may appeal to you. This can open your eyes to a multitude of options you hadn’t considered before.”

Informational interviews—the best-kept career change secret, according to Piotrowski—will also help aspiring career changers come to a solution. The key is to seek people already immersed in a particular career and pick their brains with questions such as, “What training do I need to do well in this job? "What kind of money will I make?" and "What’s a day on the job really like?”

Finally, people should try a few career experiments to test their abilities and build experience to move into a new career more easily.

“A career experiment can be one of thousands of activities that allow you to learn more about a new type of work before you commit to choosing it,” Piotrowski says. Career experiments include shadowing a specialist, volunteering, taking field trips and designing projects to enhance knowledge and skills.

Gaffe 3: Forgetting to Present the New You

It’s true career change rookies are at a disadvantage when it comes to convincing a hiring manager that they deserve to make the cut -- they’ve never had a job like the one they’re looking to fill. That doesn’t mean they can’t find a few savvy ways to get around this roadblock.

When writing their résumés, career changers should include relevant information about their background that would appeal to the employer. Piotrowski recommends focusing on functions rather than previous job titles.

Finally, once an interview has been landed, career changers should take a few steps to ensure they have plenty of strengths to talk about, despite their lack of experience. “Brainstorm examples of how your background ties to the new position you want. Next, make sure you’ve got a few powerful stories to share that include What, How, and Proof components to demonstrate your achievements and skills.

Finally, create a portfolio to bring along on interviews,” Piotrowski says.
This can include letters of appreciation from customers, pictures or samples of work, training certificates, performance reviews and anything else that portrays you as a powerhouse professional ready to take on a new and exciting challenge.

Selena Dehne is a career writer for JIST Publishing who shares the latest occupational, career and job search information available with job seekers and career changers.

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